I have Life Insurance!

Posted on May 17, 2013 by Financial Black Sheep

I have life insurance! I had hoped to write this post about my house insurance, but my credit union has yet to send me the information needed to see my full coverage. I signed up for new house insurance through them back in February. I don’t know if each call is ignored or what, but they keep saying they will send me the full insurance information. Oh well, I will get it eventually and today is all about celebrating the happiness of life insurance.

I feel like a grown-ass adult finally. I can afford life insurance woohoo! Continue reading →

Taking Frugal Living for Granted

Posted on May 16, 2013 by Financial Black Sheep

I never thought I was taking frugal living for granted, but I forget I am different than most people out there. I have learned many ways to save money, be frugal and live the life I choose (not be a cheapskate, like TLC’s Extreme Cheapskates). In doing so I take a lot of what I learned as the way it is, and forget about the way most people actually live. They inflate their lifestyles, live by buying more, taking in every sale they can get, because that is the way to truly live, keep up with the jonses and just keep spending to make themselves happy.

I forget all my frugal traits, and living within my means, all came about through years of research and learning how to live frugally, how to increase my income and how to chose the life I wanted. It came with many sacrafices and many failures. I forgot what I learned along the way, because I am who I am and I don’t compare myself to others.

Frugal Living Continue reading →

Have you ever Blown Your Top over Customer Service?

Posted on May 14, 2013 by Financial Black Sheep

I used to have a horrible, knee-jerk reaction to rude people, or poor customer service. I would make the person take all of the items back, while being rude to them. I now have to generally walk away, be angry, and calm down enough so I can logically think about whatever it is that needs to be done.

The other day I had a horrible customer service experience, which tested me beyond belief. I went to one of those big box stores, because I wanted to check out beds. For those of you that don’t know, I have been sleeping on twin beds since painting the master bedroom and putting in flooring. Uneven twin beds at that. I just thought it was a good idea to get rid of the old bed in order to make remodeling faster. Little did I know my calculations were completely off. I thought I could get rid of the bed and wait until October to get a bed. I have no idea where my math skills came from, but I must have been tired.

Sleeping on Twin Beds Sucks Continue reading →

Guest Post for Cordelia Calls it Quits

Posted on May 13, 2013 by Financial Black Sheep

Check out my guest post over at Cordelia Calls it Quits. I have been a long time fan of Kelly’s and I am very grateful for the chance to guest post. I love her idea of quitting things that no longer help one improve. While you check out my post, please check out her website as she is an amazing writer with awesome inspirational posts to kick you in the butt!

- FBS

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Happy Mother’s Day!

Posted on May 12, 2013 by Financial Black Sheep

Happy Mother’s Day to all the mothers, and soon to be mothers out there! Without you we wouldn’t have life, great advice, and the awesome opportunities you gave all of us.

Also, just a quick reminder to always listen to your mother. No, money doesn’t grow on trees haha.